Kelby joined Garrison Advisors in 2015 after spending over 10 years with another financial services firm in downtown Baltimore and brings a vast array of knowledge and experience in the financial services industry.  Kelby works closely with his clients assisting them with their investment planning and insurance planning while having a specialized focus in clients retirement income planning.  Kelby holds the life and health insurance licenses as well as series 6, 7, 63, and 66 securities licenses.  As a child Kelby grew up in Baltimore County and attended Boys’ Latin School before graduating from Michigan State University.  Kelby lives with his wife and 5 children in Annapolis, Maryland.