Wealth Management Securing your financial future requires looking at the complete picture. Asset management is an important component. However, we believe for it to be done successfully it needs to be part of your overall financial strategy and should not be managed as a stand-alone in isolation.Asset AllocationHaving a well-designed plan is just the start. Structuring a portfolio that responds and adapts to constantly changing markets is the real challenge. We believe in a well-diversified, multi-class portfolio of stocks, bonds and alternative investments divided between active and passive strategies’ will provide the best opportunity to protect and grow your assets. Asset Allocation neither assures a profit nor protects against loss in a declining market.Investment Solutions We implement investment strategies choosing the most appropriate products for you by utilizing a combination of best-of-breed money managers, private investment firms, and passive investments. It is our role to select the investment vehicles that best suits your investment needs.Asset OwnershipThis is an often overlooked or forgotten aspect, but nevertheless another important part of the investment planning process. You should maximize your tax-efficiency by owning certain asset classes in specific accounts, which could ultimately improve after-tax portfolio returns. For example, tax-inefficient investments or styles can possibly be moved to tax-deferred accounts. Our team will help you to determine the appropriate structure of your taxable and tax-deferred assets.Retirement Income PlanningAs you get closer to retirement, your priorities change. You’ve spent a considerable amount of your working life accumulating a sufficient nest egg, but now you have reached the point where you must focus on preserving what you’ve accumulated. When retirement starts and your working income stops the day-to-day expenses continue, and it is from this nest egg that you must generate or replace your income. In order to effectively meet such needs, you need a strategy to help manage the different risk factors that can affect your retirement. Let our advisors help you build a personalized retirement income plan. Securities, investment advisory and financial planning services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. Supervisory office: 11350 McCormick Rd, Executive Plaza IV, Ste 200, Hunt Valley, MD 21031 (410) 785-7654. Garrison Advisors, LLC is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.